Usually, I start my introduction before the goal reminder but this month, I need you to first put the kettle on /pour the wine and see the Novembers goals on first.
November 2020 Goals
November 2020 Extra Goals
November 2020 Credit Card Balance
Health, Beauty & Well-Being
I have to be honest, I have eaten what I want when I have wanted to. Almost everything health wise went out of the window however, I did manage to take my multivitamins and drink plenty of water. I am not sure what happened but this month I was so focused on the finance, Christmas and home that healthh took a back burner.
I will be honest with you reader, I am not too worried about it at the moment especially as Christmas is around the corner and food is the best bit.
I will make huge effort january but for now it is eat well, drink water and take vitamins.
As for gratitude, well I am beaming with it. I have noticed a difference and I can’t wait to see where it takes me.
So you read my intro, right?
What a month omgosh, honestly it was a hard month and the majority of it was my fault but I can assure you another lesson learned. So I decided to have a extreme month money wise that is.
I set up 18 No Spend Days, yes 18. Why did I do that to myself? Well because I thought I could do it obviously. The first thing I will try you is this; Not spending when you have some money in your account is not the same as not spending when you have no money. It is not the same. Maybe it is a psychological thing.
What made it even harder was the fact the Black Friday went on forever, it was relentless but, I did not cave. I won. I stuck to every single No Spend Day and I am so proud of myself. There were tears, screams in pillows and day dreams of shopping but I did it and just in case you are wondering I will never do that to myself again. It was too harsh, next time I will 8 to 10 days but 18 days was way too much.
It was exhausting and upsetting to see how challenging I found it, but I did save a bit extra money and I did learn a bit more about myself and my spending habits.
Meeting up with friends has been difficult what with COVID-19 still being around and all the restrictions but I have had a couple of lovely surprise phone calls this month.
Still looking for a work from home admin job, with a good salary. I didn’t manage to apply for 31, that goal was too high but I am hoping that it’s a case of Quality over Quantity.
Love & Relationships
Knowledge Gained This Month.
I know that I have said this many times this month but wow, I set too many goals and challenges. It was torturous and it really put me off. I am just being honest and I drank my emergency bottle of awful wine that had been sitting in the cupboard for the last two Christmases so that is an indication of how hard it was. Learn from this.